Three Common Reasons for a Social Security Disability Denial

by Keith Adkins

The Social Security Administration (SSA) provides financial assistance to millions of Americans who are permanently unable to return work because of an illness or injury; however, it’s important to know that getting these Social Security Disability benefits can often be a complicated and arduous process. In fact, a Social Security Disability denial is issued to as many as 65 percent of initial claims the SSA receives.

Getting a rejection in response to your claim may leave you wondering, “Why was I denied?” At Colbert Cooper Hill Attorneys, our legal staff explains there are three common reasons a denial is given and they include:

  • Lack of Work Credits- In order to qualify for Social Security Disability benefits, you must have first worked enough and paid enough into the system. Typically, an individual must have 40 work credits to qualify for benefits. The SSA says that in 2015, workers will receive one credit for every $1,220 in earnings they bring in. A worker can only earn four credits per year as well. In order to qualify for disability, an individual must have earned 20 credits in the last ten years. The only exception to this rule is if the claimant is less than 31 years old.
  • Earning too Much Income- Another reason many workers are denied is because either they make too much money or their combined income with a spouse is too high. Disability recipients were only recently approved to have more than $2,000 in assets to their name.
  • Your Condition Doesn’t Qualify As Disabling- The Social Security Administration uses a series of five questions to determine your disability level. If you aren’t found to meet these requirements, your claim may be denied

If you’ve had your Social Security Disability claim denied, our Social Security Disability lawyers at Colbert Cooper Hill Attorneys would like to remind you there’s still hope for your claim through the appeals process. It may be wise to discuss your claim with a qualified attorney before beginning to appeal your claim though. Doing so will help ensure you have all the information and evidence that is needed for a successful filing.